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Cost of IVF Treatment in Pune: Understanding Expenses and Options

Are you considering IVF treatment in Pune? As you embark on this journey, it’s crucial to understand the costs involved.

In this article, we will provide you with a comprehensive guide to the cost of IVF treatment in Pune, ensuring you have all the information you need to make an informed decision.

ivf treatment cost in pune - Sahyadri hospital

What is IVF, and Why is it Needed?

In-vitro fertilisation (IVF) is a fertility treatment that helps couples and individuals achieve pregnancy when natural conception becomes challenging.

It involves fertilising an egg with sperm outside the body, typically in a laboratory.

This fertilised embryo is then transferred to the uterus, where it can implant and develop into a healthy pregnancy.

IVF is recommended for various reasons, including:

  • Blocked or damaged fallopian tubes
  • Male factor infertility, such as low sperm count or motility
  • Ovulation disorders or hormonal imbalances
  • Unexplained infertility
  • Genetic disorders
  • Age-related fertility decline

IVF Process Overview

Before delving into the costs, let’s briefly outline the key stages involved in the IVF process:

  1. Consultation: Your journey begins with a consultation with a qualified fertility specialist. During this visit, the doctor will evaluate your medical history, perform necessary tests, and discuss your best treatment plan.
  2. Ovarian Stimulation: To maximise the chances of success, hormonal medications are administered to stimulate the development of multiple eggs within the ovaries.
  3. Egg Retrieval: Once the eggs reach maturity, they are collected through a minor surgical procedure called egg retrieval. This procedure is usually performed under sedation to ensure your comfort.
  4. Fertilisation and Embryo Development: The collected eggs are combined with sperm in the laboratory for fertilisation. The resulting embryos are monitored for several days to assess their quality and development.
  5. Embryo Transfer: The final step involves transferring the selected embryos into your uterus. This procedure is relatively simple and does not require anaesthesia.
  6. Pregnancy Test: Approximately two weeks after the embryo transfer, a pregnancy test is conducted to determine if the treatment was successful.

Read More: IVF Treatement

Factors Affecting IVF Costs

Several factors influence the cost of IVF treatment in Pune. It’s essential to consider these factors when planning your budget:

  1. Location, Clinic Reputation, and Doctor’s Experience: The cost of IVF can vary depending on where the clinic is located and its reputation. Highly experienced doctors with a track record of success may charge higher fees.
  2. Type of IVF Procedure: Different IVF procedures, such as conventional IVF, Intracytoplasmic Sperm Injection (ICSI), or donor egg IVF, have varying costs. Your doctor will recommend the most suitable procedure based on your specific needs.
  3. Additional Procedures: Some individuals may require additional procedures like Pre-implantation Genetic Testing (PGT) to screen embryos for genetic abnormalities. These procedures can incur additional costs.
  4. Medication Costs and Monitoring Fees: The medications used for ovarian stimulation and ongoing monitoring throughout the treatment cycle contribute to the overall expenses.

It’s important to note that the cost of IVF treatment in Pune can range from INR 1,50,000 to INR 3,00,000 or more. However, these are approximate figures, so consult with your chosen fertility clinic for accurate cost estimates.

Breakdown of IVF Expenses

To help you better understand the components of IVF expenses, let’s break down the costs typically associated with the treatment:

  1. Consultation Fees: The initial consultation with the fertility specialist may range from INR 1,000 to INR 3,000.
  2. Medications: The cost of medications required for ovarian stimulation can vary depending on the dosage and duration. On average, medication expenses can range from INR 50,000 to INR 1,00,000.
  3. Lab Tests and Diagnostic Procedures: Before IVF treatment, you may need to undergo tests to assess your fertility status. These tests can include blood work, ultrasound scans, and hormone level evaluations. The cost for these tests can be around INR 10,000 to INR 30,000.
  4. Ultrasound and Monitoring Fees: Throughout the treatment cycle, ultrasounds and regular monitoring are essential to track the progress of follicle development. These appointments may incur charges of approximately INR 5,000 to INR 15,000.
  5. Egg Retrieval and Embryo Transfer: The surgical procedures of egg retrieval and embryo transfer typically range from INR 20,000 to INR 40,000 each.
  6. Additional Costs: Other expenses that you may need to consider include anaesthesia fees, Lab fees, embryo freezing charges (if applicable), and post-transfer medications.

Financial Assistance Options

Understanding that IVF treatment can be a significant financial commitment, various financial assistance options are available to help alleviate the costs. Here are some possibilities to consider:

  1. Insurance Coverage: Check if your health insurance policy covers infertility treatment, including IVF. Some insurance plans offer partial or complete coverage for fertility treatments, which can significantly reduce out-of-pocket expenses.
  2. Government Schemes and Programs: In India, the government has introduced schemes such as the Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA) and the Pradhan Mantri Jan Arogya Yojana (PMJAY), which provide financial support for infertility treatments. Research these programs to determine if you qualify for any assistance.
  3. Fertility Clinic Packages and Discounts: Many fertility clinics offer package deals that combine multiple IVF cycles at a discounted price. These package deals can reduce costs if you require more than one cycle.
  4. Fertility Grants and Scholarships: Several organisations and foundations provide grants and scholarships for fertility treatments. Look for opportunities to apply for these programs, as they can provide substantial financial support.
  5. Flexible Payment Plans: Speak with your chosen fertility clinic about flexible payment options. Some clinics offer instalment plans or financing options that allow you to spread out the cost of treatment over time.

Remember to thoroughly research each option and consult with your fertility clinic to understand the terms and conditions associated with financial assistance programs.

Choosing the Right Clinic

Selecting the right fertility clinic is crucial for a successful IVF journey. Here are some factors to consider when choosing a clinic:

  1. Doctor’s Expertise and Experience: Ensure that the fertility specialist has extensive experience in IVF and a solid track record of success. Research the doctor’s qualifications, patient reviews, and success rates to gauge their expertise.
  2. Clinic Reputation and Success Rates: Look for clinics with a positive reputation in fertility treatment. Consider their success rates in achieving pregnancies and live births, as this can indicate the clinic’s level of expertise.
  3. Facilities and Technology: Assess the clinic’s facilities and technology. State-of-the-art equipment and advanced laboratory techniques can contribute to higher success rates.
  4. Patient Support and Care: Infertility treatment can be emotionally challenging, so choosing a clinic that provides comprehensive support and empathetic care throughout the process is essential.
  5. Location and Accessibility: Consider the location of the clinic and its accessibility from your residence or workplace. IVF treatment involves multiple visits, so convenience is a factor to consider.
  6. Cost Transparency: Opt for a clinic that provides transparent pricing and discusses all potential costs upfront. Avoid clinics that have hidden fees or vague billing practices.


Embarking on an IVF journey can be exciting and daunting, especially considering the financial aspect. You can make a well-informed decision by understanding the factors affecting the cost, breaking down the expenses, and exploring financial assistance options.

Remember to choose a reputable fertility clinic with experienced doctors, and don’t hesitate to reach out for financial support if needed. With the proper guidance and support, you can increase your chances of a successful IVF journey and realise your dream of starting or expanding your family.

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